Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 368,989 |
| Assets, Non-Current | 243,787 |
| Claims Reserve and LAE | 474,884 |
| Deferred Acquisition Costs Amortization | 7,158 |
| Deferred Policy Acquisition Costs | 8,377 |
| General and Administrative Expense | 193,199 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 246,418 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | 25.1 |
| Stockholders Equity | 44.4 |
| ECR before LimitedLiability | 35.4 |
| Other Assets | -1.33 |
| Investments | 31.8 |
| Reinsurance Recoverables | -0.630 |
| Assets, Current | 0.936 |
| Assets, Non-Current | 0.520 |
| Unearned Premiums | 3.62 |
| Liabilities | 7.64 |
| Other Liabilities | -7.38 |
| Reinsurance Payable | 0.885 |
| Long Term Debt | 1.74 |
| Claims Reserve and LAE | 4.93 |
| Policyholder Contract Deposits | 3.18 |
| Other Expenses | -0.437 |
| Expenses | -0.860 |
| Policyholder Benefits and Claims | -0.456 |
| Revenues | -0.546 |
| Premiums Earned | -0.582 |
| Economic Capital Ratio | 36.0 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
