Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 63,200 |
| Claims Reserve and LAE | 303,100 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 12,100 |
| General and Administrative Expense | 155,418 |
| Insurance Commissions and Fees | 92,581 |
| Intangible Assets | 27,100 |
| Investment Income | 46,385 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.823 |
| Assets | -16.9 |
| Liabilities | 12.4 |
| Stockholders Equity | -11.6 |
| ECR before LimitedLiability | -3.43 |
| Other Assets | -2.76 |
| Investments | -16.6 |
| Deferred Policy Acquisition Costs | -1.36 |
| Reinsurance Recoverables | 3.28 |
| Assets, Current | -2.60 |
| Premiums Receivable | 6.78 |
| Intangible Assets | -1.24 |
| Unearned Premiums | -9.14 |
| Liabilities Current | 0.874 |
| Other Liabilities | 3.36 |
| Reinsurance Payable | -3.89 |
| Long Term Debt | 3.48 |
| Claims Reserve and LAE | 12.3 |
| Policyholder Contract Deposits | 6.31 |
| Economic Capital Ratio | -2.89 |
| Other Expenses | 1.32 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
