Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 94,386 |
| Claims Reserve and LAE | 2,890,870 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 118,737 |
| General and Administrative Expense | 0 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 401,237 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.537 |
| Assets | 0.528 |
| Liabilities | -0.984 |
| ECR before LimitedLiability | -1.06 |
| Other Assets | -5.71 |
| Investments | 14.7 |
| Reinsurance Recoverables | 0.624 |
| Assets, Current | -1.71 |
| Assets, Non-Current | -0.807 |
| Premiums Receivable | -1.32 |
| Intangible Assets | -1.22 |
| Unearned Premiums | -2.24 |
| Liabilities Current | 0.606 |
| Other Liabilities | 8.86 |
| Reinsurance Payable | 0.872 |
| Claims Reserve and LAE | -15.7 |
| Policyholder Contract Deposits | 4.43 |
| General and Administrative Expense | -0.376 |
| Economic Capital Ratio | -0.522 |
| Policyholder Benefits and Claims | 0.385 |
| Premiums Earned | -0.482 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
