Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 8,306 |
| Assets, Non-Current | 16,429 |
| Claims Reserve and LAE | 0 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 61,988 |
| Insurance Commissions and Fees | 163,482 |
| Intangible Assets | 121,395 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -1.20 |
| Assets | -30.7 |
| Liabilities | 5.05 |
| Stockholders Equity | -26.6 |
| ECR before LimitedLiability | -11.5 |
| Other Assets | -7.98 |
| Investments | -29.6 |
| Deferred Policy Acquisition Costs | -2.39 |
| Reinsurance Recoverables | -5.58 |
| Assets, Current | -2.14 |
| Premiums Receivable | -4.80 |
| Intangible Assets | 5.74 |
| Unearned Premiums | 4.36 |
| Liabilities Current | 1.08 |
| Other Liabilities | -14.2 |
| Reinsurance Payable | 2.22 |
| Long Term Debt | -14.4 |
| Claims Reserve and LAE | 5.12 |
| Policyholder Contract Deposits | 4.27 |
| Economic Capital Ratio | -11.0 |
| Insurance Commissions and Fees | -3.46 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
