Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 16,859 |
| Claims Reserve and LAE | 140,539 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 27,867 |
| General and Administrative Expense | 36,028 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 8,684 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.840 |
| Assets | -17.6 |
| Liabilities | 11.3 |
| Stockholders Equity | -12.3 |
| ECR before LimitedLiability | -4.55 |
| Other Assets | -4.55 |
| Investments | -7.49 |
| Deferred Policy Acquisition Costs | 1.16 |
| Reinsurance Recoverables | -3.76 |
| Assets, Current | -2.65 |
| Premiums Receivable | -1.39 |
| Intangible Assets | -1.90 |
| Unearned Premiums | -11.9 |
| Liabilities Current | 0.883 |
| Other Liabilities | 10.4 |
| Reinsurance Payable | 1.09 |
| Long Term Debt | 2.93 |
| Claims Reserve and LAE | 5.70 |
| Policyholder Contract Deposits | 6.37 |
| Economic Capital Ratio | -4.01 |
| Other Expenses | 0.915 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
