Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 20,838 |
| Assets, Non-Current | 32,103 |
| Claims Reserve and LAE | 38,092 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 209,774 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | -16.3 |
| Liabilities | 49.8 |
| Stockholders Equity | -2.20 |
| ECR before LimitedLiability | 32.6 |
| Other Assets | -6.33 |
| Investments | -10.8 |
| Deferred Policy Acquisition Costs | -1.42 |
| Reinsurance Recoverables | -3.24 |
| Assets, Current | -0.867 |
| Premiums Receivable | -1.76 |
| Intangible Assets | -1.60 |
| Unearned Premiums | 22.5 |
| Liabilities Current | 2.12 |
| Other Liabilities | 18.6 |
| Reinsurance Payable | 4.33 |
| Long Term Debt | 8.33 |
| Claims Reserve and LAE | 40.4 |
| Policyholder Contract Deposits | 14.8 |
| General and Administrative Expense | 1.33 |
| Economic Capital Ratio | 33.1 |
| Other Revenues | -2.28 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
