Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 32,733,000 |
| Assets, Non-Current | 2,231,000 |
| Claims Reserve and LAE | 9,967,000 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 15,685,474 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 9,686,000 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -4.24 |
| Assets | -51.9 |
| Liabilities | 28.1 |
| Stockholders Equity | -110 |
| ECR before LimitedLiability | 1.60 |
| Other Assets | -31.3 |
| Investments | -47.8 |
| Deferred Policy Acquisition Costs | -8.01 |
| Reinsurance Recoverables | -16.5 |
| Assets, Current | 17.4 |
| Assets, Non-Current | -9.21 |
| Premiums Receivable | -14.6 |
| Intangible Assets | -1.71 |
| Unearned Premiums | 18.8 |
| Liabilities Current | -19.8 |
| Other Liabilities | 20.8 |
| Reinsurance Payable | 10.5 |
| Claims Reserve and LAE | 22.5 |
| Policyholder Contract Deposits | 17.8 |
| Economic Capital Ratio | 2.14 |
| Policyholder Benefits and Claims | 1.44 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
