Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 218,300 |
| Assets, Non-Current | 103,600 |
| Claims Reserve and LAE | 420,400 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 64,685 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 13,800 |
| Investment Income | 26,459 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.489 |
| Assets | 7.54 |
| Liabilities | -13.2 |
| Stockholders Equity | -2.96 |
| ECR before LimitedLiability | -6.83 |
| Other Assets | 9.11 |
| Investments | -17.5 |
| Deferred Policy Acquisition Costs | -0.982 |
| Reinsurance Recoverables | 9.15 |
| Assets, Current | 4.07 |
| Assets, Non-Current | 1.22 |
| Premiums Receivable | -2.01 |
| Intangible Assets | -0.778 |
| Unearned Premiums | -14.1 |
| Other Liabilities | 2.80 |
| Reinsurance Payable | -9.32 |
| Long Term Debt | 1.94 |
| Claims Reserve and LAE | 0.500 |
| Policyholder Contract Deposits | 3.54 |
| Economic Capital Ratio | -6.29 |
| Other Expenses | 0.897 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
