Key figures for the selected year.
The model's causal graph for 2022. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 234,863 |
| Assets, Non-Current | 49,581 |
| Claims Reserve and LAE | 863,765 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 45,522 |
| General and Administrative Expense | 25,502 |
| Insurance Commissions and Fees | 4,321 |
| Intangible Assets | 0 |
| Investment Income | 51,285 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -2.01 |
| Assets | -5.91 |
| Liabilities | -0.564 |
| Stockholders Equity | -7.32 |
| ECR before LimitedLiability | -8.29 |
| Premiums Receivable | -1.24 |
| Reinsurance Recoverables | -2.13 |
| Investments | -9.03 |
| Other Assets | 4.52 |
| Assets, Current | 4.29 |
| Intangible Assets | -1.49 |
| Claims Reserve and LAE | -7.51 |
| Long Term Debt | 2.22 |
| Other Liabilities | 2.75 |
| Unearned Premiums | -5.46 |
| Reinsurance Payable | 1.45 |
| Policyholder Contract Deposits | 4.49 |
| Liabilities Current | 0.562 |
| Economic Capital Ratio | -8.13 |
| Premiums Earned | -0.441 |
| Policyholder Benefits and Claims | 0.590 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
