Key figures for the selected year.
The model's causal graph for 2022. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 1,224,000 |
| Assets, Non-Current | 998,000 |
| Claims Reserve and LAE | 1,325,000 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 6,435,282 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 1,992,000 |
| Investment Income | 650,091 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -3.10 |
| Assets | -25.4 |
| Liabilities | 15.7 |
| Stockholders Equity | -9.03 |
| ECR before LimitedLiability | 2.01 |
| Premiums Receivable | -3.30 |
| Reinsurance Recoverables | -5.74 |
| Investments | -12.3 |
| Other Assets | -12.5 |
| Intangible Assets | 3.86 |
| Deferred Policy Acquisition Costs | -2.08 |
| Claims Reserve and LAE | 15.1 |
| Long Term Debt | 4.32 |
| Other Liabilities | -14.6 |
| Unearned Premiums | 10.7 |
| Reinsurance Payable | 2.83 |
| Policyholder Contract Deposits | 8.76 |
| Liabilities Current | 1.11 |
| Economic Capital Ratio | 2.16 |
| Other Revenues | -2.31 |
| General and Administrative Expense | 1.27 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
