Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 13,395 |
| Assets, Non-Current | 2,512 |
| Claims Reserve and LAE | 0 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 14,412 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | 25.6 |
| Stockholders Equity | 56.9 |
| ECR before LimitedLiability | 49.9 |
| Other Assets | 55.4 |
| Investments | -2.28 |
| Reinsurance Recoverables | -0.274 |
| Assets, Current | 1.06 |
| Premiums Receivable | -0.234 |
| Unearned Premiums | 4.03 |
| Liabilities | 10.1 |
| Liabilities Current | 0.345 |
| Other Liabilities | -6.33 |
| Reinsurance Payable | 0.711 |
| Long Term Debt | -0.907 |
| Claims Reserve and LAE | 9.46 |
| Policyholder Contract Deposits | 2.56 |
| Revenues | 1.54 |
| Other Revenues | 0.481 |
| Premiums Earned | 1.08 |
| General and Administrative Expense | 0.212 |
| Economic Capital Ratio | 50.5 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
