Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 82,404 |
| Claims Reserve and LAE | 446,822 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 9,547 |
| General and Administrative Expense | 0 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 269,460 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | 20.4 |
| Stockholders Equity | 42.6 |
| ECR before LimitedLiability | 36.0 |
| Other Assets | 0.593 |
| Investments | 28.0 |
| Reinsurance Recoverables | -0.703 |
| Assets, Current | -0.466 |
| Premiums Receivable | -0.601 |
| Unearned Premiums | 4.39 |
| Liabilities | 11.0 |
| Liabilities Current | 0.483 |
| Other Liabilities | -8.02 |
| Reinsurance Payable | 0.992 |
| Long Term Debt | 1.94 |
| Claims Reserve and LAE | 7.47 |
| Policyholder Contract Deposits | 3.56 |
| Other Expenses | 0.406 |
| Expenses | -0.499 |
| Policyholder Benefits and Claims | -0.444 |
| Economic Capital Ratio | 36.5 |
| Premiums Earned | -0.352 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
