Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 159,800 |
| Assets, Non-Current | 41,400 |
| Claims Reserve and LAE | 1,805,800 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 57,100 |
| General and Administrative Expense | 262,787 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 49,800 |
| Investment Income | 116,025 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.529 |
| Assets | 2.34 |
| Liabilities | -5.67 |
| Stockholders Equity | -2.02 |
| ECR before LimitedLiability | -3.44 |
| Other Assets | -1.76 |
| Investments | 6.98 |
| Reinsurance Recoverables | -2.53 |
| Assets, Non-Current | -0.930 |
| Premiums Receivable | 2.36 |
| Intangible Assets | -0.547 |
| Unearned Premiums | -0.578 |
| Liabilities Current | 0.559 |
| Other Liabilities | 4.40 |
| Reinsurance Payable | 1.15 |
| Long Term Debt | 1.90 |
| Claims Reserve and LAE | -19.6 |
| Policyholder Contract Deposits | 4.09 |
| Economic Capital Ratio | -2.90 |
| Other Revenues | 0.429 |
| Policyholder Benefits and Claims | 0.521 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
