Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 63,001,000 |
| Assets, Non-Current | 4,679,000 |
| Claims Reserve and LAE | 17,229,000 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 42,506,252 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 39,544,000 |
| Investment Income | 2,215,320 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -2.69 |
| Assets | -46.4 |
| Liabilities | 24.5 |
| Stockholders Equity | -66.3 |
| Economic Capital Ratio | 2.11 |
| Other Assets | -24.4 |
| Investments | -42.1 |
| Deferred Policy Acquisition Costs | -5.21 |
| Reinsurance Recoverables | -11.3 |
| Assets, Current | 17.3 |
| Assets, Non-Current | -5.66 |
| Premiums Receivable | -7.23 |
| Intangible Assets | 9.01 |
| Unearned Premiums | 17.7 |
| Liabilities Current | -22.8 |
| Other Liabilities | 19.0 |
| Reinsurance Payable | 6.67 |
| Long Term Debt | -5.88 |
| Claims Reserve and LAE | 19.9 |
| Policyholder Contract Deposits | 17.4 |
| Other Revenues | -2.52 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
