Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 1,214,000 |
| Claims Reserve and LAE | 2,992,000 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 1,344,000 |
| General and Administrative Expense | 33,937 |
| Insurance Commissions and Fees | 19,145 |
| Intangible Assets | 0 |
| Investment Income | 2,525,003 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | 0.513 |
| Assets | -0.467 |
| Liabilities | 4.38 |
| Stockholders Equity | 3.05 |
| ECR before LimitedLiability | 3.42 |
| Other Assets | -4.86 |
| Investments | 9.97 |
| Reinsurance Recoverables | -2.44 |
| Assets, Current | -1.67 |
| Premiums Receivable | 1.12 |
| Intangible Assets | -1.19 |
| Unearned Premiums | -1.17 |
| Liabilities Current | 0.656 |
| Other Liabilities | -16.2 |
| Reinsurance Payable | 1.35 |
| Long Term Debt | 1.19 |
| Claims Reserve and LAE | 12.7 |
| Policyholder Contract Deposits | 3.19 |
| General and Administrative Expense | -0.354 |
| Economic Capital Ratio | 3.97 |
| Policyholder Benefits and Claims | 0.448 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
