Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 9,222,000 |
| Claims Reserve and LAE | 106,438,000 |
| Deferred Acquisition Costs Amortization | 9,952,024 |
| Deferred Policy Acquisition Costs | 10,008,000 |
| General and Administrative Expense | 4,515,084 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 26,448,000 |
| Investment Income | 6,621,695 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | 0.752 |
| Assets | 12.7 |
| Liabilities | -13.6 |
| Stockholders Equity | 2.12 |
| ECR before LimitedLiability | -2.74 |
| Other Assets | -4.26 |
| Investments | 9.46 |
| Deferred Policy Acquisition Costs | 0.838 |
| Reinsurance Recoverables | 2.04 |
| Assets, Current | -1.36 |
| Premiums Receivable | 0.909 |
| Intangible Assets | 3.69 |
| Unearned Premiums | -0.752 |
| Liabilities Current | 0.458 |
| Other Liabilities | 2.87 |
| Reinsurance Payable | -1.04 |
| Long Term Debt | -1.88 |
| Claims Reserve and LAE | -13.0 |
| Economic Capital Ratio | -2.20 |
| Other Revenues | 0.376 |
| Premiums Earned | -0.443 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
