Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 40,370,000 |
| Assets, Non-Current | 2,037,000 |
| Claims Reserve and LAE | 20,544,000 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 0 |
| General and Administrative Expense | 15,691,177 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 15,365,000 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -4.46 |
| Assets | -57.0 |
| Liabilities | 21.4 |
| Stockholders Equity | -109 |
| ECR before LimitedLiability | -4.97 |
| Other Assets | -36.9 |
| Investments | -51.7 |
| Deferred Policy Acquisition Costs | -8.45 |
| Reinsurance Recoverables | -17.5 |
| Assets, Current | 10.4 |
| Assets, Non-Current | -10.3 |
| Premiums Receivable | -7.99 |
| Intangible Assets | -1.57 |
| Unearned Premiums | 12.6 |
| Liabilities Current | -30.4 |
| Other Liabilities | 14.7 |
| Reinsurance Payable | 9.53 |
| Long Term Debt | 4.20 |
| Claims Reserve and LAE | 15.9 |
| Policyholder Contract Deposits | 11.5 |
| Economic Capital Ratio | -4.43 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
