Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 701,000 |
| Claims Reserve and LAE | 309,000 |
| Deferred Acquisition Costs Amortization | 21,440 |
| Deferred Policy Acquisition Costs | 192,000 |
| General and Administrative Expense | 175,955 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 320,013 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Assets | 27.2 |
| Liabilities | -24.0 |
| Stockholders Equity | 21.5 |
| ECR before LimitedLiability | 10.5 |
| Other Assets | 1.39 |
| Investments | 26.4 |
| Reinsurance Recoverables | -0.883 |
| Assets, Current | -0.584 |
| Assets, Non-Current | 1.88 |
| Premiums Receivable | 4.86 |
| Intangible Assets | -0.414 |
| Unearned Premiums | -22.1 |
| Reinsurance Payable | 0.536 |
| Long Term Debt | -10.1 |
| Claims Reserve and LAE | 5.40 |
| Policyholder Contract Deposits | 1.93 |
| Expenses | -0.430 |
| Policyholder Benefits and Claims | -0.329 |
| Economic Capital Ratio | 11.1 |
| Investment Income | -0.377 |
| Premiums Earned | 0.670 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
