Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 1,834,100 |
| Assets, Non-Current | 1,929,100 |
| Claims Reserve and LAE | 2,156,900 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 10,187,600 |
| General and Administrative Expense | 0 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 3,168,300 |
| Investment Income | 527,791 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.716 |
| Assets | -9.66 |
| Liabilities | -1.02 |
| Stockholders Equity | -12.7 |
| ECR before LimitedLiability | -10.8 |
| Other Assets | -8.75 |
| Investments | -16.2 |
| Deferred Policy Acquisition Costs | 5.12 |
| Reinsurance Recoverables | 4.94 |
| Assets, Non-Current | 0.559 |
| Premiums Receivable | -0.368 |
| Intangible Assets | 2.69 |
| Unearned Premiums | -31.0 |
| Liabilities Current | 0.654 |
| Reinsurance Payable | 0.924 |
| Long Term Debt | 2.62 |
| Claims Reserve and LAE | 5.10 |
| Policyholder Contract Deposits | 4.75 |
| General and Administrative Expense | -0.361 |
| Economic Capital Ratio | -10.3 |
| Other Expenses | 0.867 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
