Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 4,773,000 |
| Claims Reserve and LAE | 72,051,000 |
| Deferred Acquisition Costs Amortization | 3,381,174 |
| Deferred Policy Acquisition Costs | 2,106,000 |
| General and Administrative Expense | 5,109,454 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 3,435,000 |
| Investment Income | 3,041,133 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.360 |
| Assets | 11.2 |
| Liabilities | -22.9 |
| Stockholders Equity | 2.42 |
| ECR before LimitedLiability | -4.85 |
| Other Assets | 9.61 |
| Investments | 10.9 |
| Reinsurance Recoverables | -1.74 |
| Assets, Current | -1.16 |
| Assets, Non-Current | 0.373 |
| Premiums Receivable | 1.55 |
| Unearned Premiums | -2.61 |
| Liabilities Current | 0.367 |
| Other Liabilities | -0.564 |
| Reinsurance Payable | -0.415 |
| Long Term Debt | -2.08 |
| Claims Reserve and LAE | -19.5 |
| Policyholder Contract Deposits | 2.58 |
| Economic Capital Ratio | -4.31 |
| Other Expenses | -0.350 |
| Other Revenues | 0.397 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
