Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 1,727,000 |
| Assets, Non-Current | 1,280,000 |
| Claims Reserve and LAE | 15,094,000 |
| Deferred Acquisition Costs Amortization | 0 |
| Deferred Policy Acquisition Costs | 333,000 |
| General and Administrative Expense | 2,396,022 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 327,000 |
| Investment Income | 739,303 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.526 |
| Assets | 4.22 |
| Liabilities | -16.3 |
| Stockholders Equity | -7.72 |
| ECR before LimitedLiability | -11.6 |
| Other Assets | -2.49 |
| Investments | 0.781 |
| Deferred Policy Acquisition Costs | -0.566 |
| Reinsurance Recoverables | 4.25 |
| Assets, Current | 0.887 |
| Assets, Non-Current | 0.435 |
| Intangible Assets | -0.717 |
| Unearned Premiums | -0.912 |
| Liabilities Current | 0.470 |
| Other Liabilities | -2.56 |
| Reinsurance Payable | -1.12 |
| Long Term Debt | -1.27 |
| Claims Reserve and LAE | -14.1 |
| Policyholder Contract Deposits | 3.45 |
| Economic Capital Ratio | -11.0 |
| Policyholder Benefits and Claims | 0.372 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
