Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 0 |
| Assets, Non-Current | 5,879,000 |
| Claims Reserve and LAE | 41,079,000 |
| Deferred Acquisition Costs Amortization | 8,361,593 |
| Deferred Policy Acquisition Costs | 6,163,000 |
| General and Administrative Expense | 9,015,951 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 3,118,000 |
| Investment Income | 3,271,052 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -1.03 |
| Assets | -25.2 |
| Liabilities | 10.8 |
| Stockholders Equity | -18.7 |
| ECR before LimitedLiability | -5.42 |
| Other Assets | -10.0 |
| Investments | -13.6 |
| Reinsurance Recoverables | -4.81 |
| Assets, Current | -3.24 |
| Assets, Non-Current | -0.641 |
| Intangible Assets | -1.16 |
| Unearned Premiums | -2.48 |
| Liabilities Current | 1.06 |
| Other Liabilities | 10.3 |
| Reinsurance Payable | 2.18 |
| Claims Reserve and LAE | 8.85 |
| Policyholder Contract Deposits | 7.62 |
| Economic Capital Ratio | -4.88 |
| Other Expenses | 0.771 |
| Policyholder Benefits and Claims | -0.502 |
| Premiums Earned | -0.622 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
