Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 6,245,000 |
| Assets, Non-Current | 2,123,000 |
| Claims Reserve and LAE | 0 |
| Deferred Acquisition Costs Amortization | 876,129 |
| Deferred Policy Acquisition Costs | 9,034,000 |
| General and Administrative Expense | 4,256,885 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 4,027,424 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.338 |
| Assets | 11.4 |
| Liabilities | -25.3 |
| Stockholders Equity | 3.02 |
| ECR before LimitedLiability | -4.80 |
| Other Assets | -6.60 |
| Investments | 12.6 |
| Deferred Policy Acquisition Costs | 3.09 |
| Reinsurance Recoverables | -1.64 |
| Assets, Current | 1.45 |
| Premiums Receivable | -1.08 |
| Intangible Assets | -0.772 |
| Unearned Premiums | 3.32 |
| Liabilities Current | 0.344 |
| Other Liabilities | -49.6 |
| Reinsurance Payable | 0.707 |
| Long Term Debt | 1.39 |
| Claims Reserve and LAE | 9.29 |
| Policyholder Contract Deposits | -0.320 |
| Economic Capital Ratio | -4.26 |
| Other Revenues | 0.455 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
