Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Assets, Current | 993,000 |
| Assets, Non-Current | 6,796,000 |
| Claims Reserve and LAE | 33,547,000 |
| Deferred Acquisition Costs Amortization | 4,727,525 |
| Deferred Policy Acquisition Costs | 1,717,000 |
| General and Administrative Expense | 2,280,585 |
| Insurance Commissions and Fees | 0 |
| Intangible Assets | 0 |
| Investment Income | 0 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Separate Account Asset | -0.466 |
| Assets | 7.82 |
| Liabilities | -8.84 |
| Stockholders Equity | 1.38 |
| ECR before LimitedLiability | -2.09 |
| Other Assets | -3.69 |
| Investments | 5.05 |
| Reinsurance Recoverables | 5.09 |
| Assets, Current | -0.935 |
| Assets, Non-Current | 2.71 |
| Premiums Receivable | 1.36 |
| Intangible Assets | -1.06 |
| Unearned Premiums | -2.25 |
| Liabilities Current | 0.511 |
| Other Liabilities | 1.13 |
| Reinsurance Payable | -0.859 |
| Long Term Debt | 2.05 |
| Claims Reserve and LAE | -14.1 |
| Policyholder Contract Deposits | 3.75 |
| Economic Capital Ratio | -1.55 |
| Premiums Earned | -0.433 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
