Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 3,361,000 |
| Debt Securities, Available-for-sale | 0 |
| Insurance Commissions and Fees | 2,396,000 |
| Liability for Future Policy Benefit | 8,982,000 |
| Mortgage Loans on Real Estate, Net | 0 |
| Net Investment Income | 2,318,000 |
| Other Assets | 65,852,000 |
| Other Compr. Net Income | 595,000 |
| Other Expenses | 4,095,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | 3.08 |
| Liabilities | -4.01 |
| Stockholders Equity | -2.35 |
| Other Liabilities | 2.83 |
| Separate Account, Liability | -20.6 |
| Debt Securities, Available-for-sale | -9.12 |
| Assets | 1.50 |
| Mortgage Loans on Real Estate, Net | -2.84 |
| Other Assets | -3.20 |
| Separate Account, Assets | 6.97 |
| Other Expenses | 2.71 |
| Expenses | 2.81 |
| Revenues | -3.37 |
| Net Income | 1.15 |
| Benefits | 2.05 |
| Premiums Earned, Net | -3.00 |
| Net Investment Income | -1.04 |
| ECR before LimitedLiability | -1.42 |
| Comprehensive Net Income | 1.12 |
| Other Net Income | -1.29 |
| Economic Capital Ratio | -1.97 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
