Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 40,292,000 |
| Debt Securities, Available-for-sale | 331,455,000 |
| Insurance Commissions and Fees | 4,666,000 |
| Liability for Future Policy Benefit | 266,914,000 |
| Mortgage Loans on Real Estate, Net | 0 |
| Net Investment Income | 21,473,000 |
| Other Assets | 246,034,000 |
| Other Compr. Net Income | 3,478,000 |
| Other Expenses | 16,879,000 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Liability for Future Policy Benefit | -4.63 |
| Liabilities | -2.41 |
| Stockholders Equity | -2.15 |
| Other Liabilities | 3.21 |
| Separate Account, Liability | -1.24 |
| Other Expenses | 3.22 |
| Expenses | 3.19 |
| Net Income | 1.23 |
| Benefits | -1.08 |
| Premiums Earned, Net | -0.946 |
| Revenues | -0.548 |
| Net Investment Income | 0.309 |
| Insurance Commissions and Fees | 0.178 |
| Other Assets | -5.55 |
| ECR before LimitedLiability | -0.907 |
| Separate Account, Assets | 1.19 |
| Debt Securities, Available-for-sale | 3.60 |
| Mortgage Loans on Real Estate, Net | -2.88 |
| Comprehensive Net Income | 1.31 |
| Other Net Income | -1.30 |
| Economic Capital Ratio | -1.45 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
