Key figures for the selected year.
The model's causal graph for 2023. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Current Assets | 1,810,938 |
| Cost of Goods Sold | 0 |
| Debt | 1,690,200 |
| Deposits and Payables to Customers | 443,262 |
| Depreciation Interest and Fees Expenses | 158,342 |
| Intangible Assets | 0 |
| Investment Income | 0 |
| Investments | 1,108,392 |
| Labor Expense | 1,939,840 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Operating and Employee Liabilities | -6.79 |
| Liabilities | -7.70 |
| Assets | -19.4 |
| Stockholders Equity | -31.0 |
| Deposits and Payables to Customers | -3.11 |
| Other Liabilities | 0.470 |
| Debt | -13.5 |
| Other Assets | -17.1 |
| Intangible Assets | -9.67 |
| Operating Expenses | 2.26 |
| Expenses | -17.5 |
| Revenues | 2.10 |
| ECR before LimitedLiability | -17.4 |
| Selling and General Administrative Expense | 0.343 |
| Labor Expense | -29.9 |
| Other Expenses | -21.8 |
| Revenue from Contract with Customer | -16.2 |
| Other Revenues | 5.93 |
| Loans Income | -0.295 |
| Economic Capital Ratio | -26.4 |
| Other Net Income | -3.51 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
