Key figures for the selected year.
The model's causal graph for 2022. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Current Assets | 0 |
| Cost of Goods Sold | 0 |
| Debt | 0 |
| Deposits and Payables to Customers | 180,536 |
| Depreciation Interest and Fees Expenses | 0 |
| Intangible Assets | 0 |
| Investment Income | 0 |
| Investments | 65,636 |
| Labor Expense | 129,165 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Liabilities | 3.93 |
| Liabilities | 8.47 |
| Other Assets | 19.8 |
| Stockholders Equity | 9.40 |
| ECR before LimitedLiability | 29.3 |
| Operating and Employee Liabilities | 4.76 |
| Deposits and Payables to Customers | -9.41 |
| Debt | 6.55 |
| Expenses | 9.15 |
| Revenues | 3.52 |
| Net Income | 21.5 |
| Operating Expenses | 4.04 |
| Other Expenses | -3.38 |
| Selling and General Administrative Expense | 6.66 |
| Revenue from Contract with Customer | 16.7 |
| Other Revenues | -11.0 |
| Cash and Current Assets | -3.55 |
| Comprehensive Net Income | 14.4 |
| Other Net Income | 7.86 |
| Other Compr. Net Income | -6.20 |
| Economic Capital Ratio | 21.7 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
