Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Current Assets | 1,970,200 |
| Cost of Goods Sold | 0 |
| Debt | 0 |
| Deposits and Payables to Customers | 129,200 |
| Depreciation Interest and Fees Expenses | 123,900 |
| Intangible Assets | 0 |
| Investment Income | 851,000 |
| Investments | 24,004,400 |
| Labor Expense | 2,206,200 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Liabilities | 13.2 |
| Liabilities | -12.2 |
| Assets | 3.84 |
| Stockholders Equity | -5.17 |
| Economic Capital Ratio | -6.16 |
| Loans Payable | -32.4 |
| Operating and Employee Liabilities | -5.79 |
| Debt | 5.67 |
| Other Assets | -11.6 |
| Investments | 19.6 |
| Intangible Assets | -4.37 |
| Cash and Current Assets | -4.69 |
| Expenses | 15.4 |
| Revenues | -9.16 |
| Net Income | 4.86 |
| Selling and General Administrative Expense | 5.40 |
| Other Expenses | -14.8 |
| Operating Expenses | 16.7 |
| Other Revenues | 3.63 |
| Revenue from Contract with Customer | -14.2 |
| Comprehensive Net Income | 5.35 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
