Key figures for the selected year.
The model's causal graph for 2025. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
From the public annual report.
| Variable | × 1,000 USD |
|---|---|
| Cash and Current Assets | 499,063 |
| Cost of Goods Sold | 0 |
| Debt | 0 |
| Deposits and Payables to Customers | 1,936,726 |
| Depreciation Interest and Fees Expenses | 107,914 |
| Intangible Assets | 3,765,006 |
| Investment Income | 140,368 |
| Investments | 0 |
| Labor Expense | 1,790,452 |
Calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Liabilities | 11.9 |
| Liabilities | 13.5 |
| Stockholders Equity | 7.64 |
| ECR before LimitedLiability | 26.1 |
| Operating and Employee Liabilities | 7.50 |
| Debt | 8.16 |
| Deposits and Payables to Customers | -15.3 |
| Labor Expense | -8.51 |
| Expenses | -7.04 |
| Net Income | 13.0 |
| Cost of Goods Sold | 2.50 |
| Other Expenses | -22.3 |
| Operating Expenses | 24.5 |
| Other Revenues | 42.8 |
| Revenues | 22.1 |
| Revenue from Contract with Customer | -16.0 |
| Investments | -3.91 |
| Intangible Assets | 8.53 |
| Cash and Current Assets | -3.45 |
| Comprehensive Net Income | 14.0 |
| Economic Capital Ratio | 22.1 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
